Gary on the phone

Gary vs TradeFlow

Gary logo
vs
TradeFlow logo

TradeFlow calls too — with people, at $15 an invoice. Gary's AI calls every invoice and can take payment on the line.

Gary
TradeFlow
Makes the call for you
AI voice conversation
Card payment on the call
Email reminders
SMS reminders
Late fees & interest

Yeah, nah

Payment plans (instalments)
Syncs with Xero
Built for NZ calling rules
No monthly subscription
Pricing

Pay per result

NZ$199/mo + $15/inv

What TradeFlow is good at

  • Actually phones debtors — the only NZ rival that does
  • NZ team, NZ company, calling as your representative rather than a collection agency
  • Unlimited call attempts per invoice, plus written follow-up and a payment summary
  • Reads invoices from Xero, MYOB, QuickBooks or Hnry; no lock-in contract
  • Strong free-tool SEO for NZ trades (GST, interest, letter of demand)

Where Gary wins

  • An AI makes the call itself — no reminder to ring, no person to pay by the invoice
  • Chases every invoice, however small, at the same cost per call
  • One text per invoice, then Gary rings — a nudge, not a drip campaign
  • Built for New Zealand: local numbers, NZ calling-hours and recording rules
  • Takes card payment on the call
  • Pay for outcomes, not a subscription — no monthly fee and no lock-in contract

Based on TradeFlow's publicly available information as of July 2026, and may change — see tradeflow.org.nz for the latest.