Gary on the phone

The invoice chaser that actually calls

Most Xero apps email and text. The one that does call puts a person on the line and bills you by the invoice. Gary is an AI voice agent — it rings your customer, has the conversation, and can take payment on the line.

Gary
Paidnice
Trove
ezyCollect
Chaser
CreditorWatch Collect
Inuio Invoice Chaser
TradeFlow
Makes the call for you

You dial

Auto-call (recorded)

Human add-on

AI voice conversation
Card payment on the call
Email reminders
SMS reminders
Late fees & interest

Yeah, nah

Payment plans (instalments)
Syncs with Xero
Built for NZ calling rules
No monthly subscription
Pricing

Pay per result

~US$69/mo flat

~£50/mo flat

By debtor count

From ~NZ$399/mo

By debtor count (A$)

~$9.99/mo flat

NZ$199/mo + $15/inv

Why the call matters

By the time an invoice is weeks overdue, another email gets ignored. A friendly phone call is harder to skip and gets a straight answer — they'll pay now, they need a plan, or something's wrong with the invoice. Gary handles that conversation for you, keeps to New Zealand's calling-hours and recording rules, and books the payment there and then.

Compare Gary head-to-head

Comparisons use each provider's publicly available information as of July 2026 and may change — check their sites for the latest.